Detariffication

3 MUST KNOW for Malaysian property owners: #1 Know what to do after a fire

Many Malaysian buy property to invest their extra money and create wealth. Unfortunately, many are not professional property agents or investors and fall in many property traps and lose money. Learn below the 3 must knows to avoid losing money.

Read the full press release here.

To discuss matters including how to raise awareness about fire safety and the importance of home insurance, Allianz Malaysia Berhad organised a media forum – Smart Home, Safe Home – together with Real Estate and Housing Developers’ Association Malaysia (REHDA) and BOMBA.

Statistics from the Fire and Rescue Department of Malaysia (BOMBA) revealed that 6,301 cases or 95 percent of fire incidents that occurred in 2018 was classified as accidental and were caused by human activities such as overuse of electrical appliances. The value of properties lost due to fire last year was estimated at RM 3.317 billion.

Allianz Malaysia Berhad’s Chief Executive Officer Zakri Khir said: “I have said many times in the past that Malaysians lack a sense of vulnerability and tend to relegate it to someone else or even the government.  They cannot relate that vulnerability to needing protection and it is no different when it comes to keeping their homes safe. Today, I am happy that we will get to discuss at length how we can change this mindset and really get Malaysians to sit up and take notice.”

Related Post

Must know #1: Know what to do after a fire

Bomba statistics is 2018 revealed that out of the 104,045 emergency calls received that year, 35 percent (or 36,758) calls involved reports of fire. Last year also saw 6,626 structural fires with 2,991 incidents involving homes.

Make sure you know what you claim for

Rightful claimers for fire insurance are

  1. victims,
  2. house owners or
  3. house occupying tenants

Get certified copy of the Fire Incident Report or SLKK

Request for a certified copy of the Fire Incident Report or SLKK (Salinan Laporan Kebakaran/Kecemasan) from the Fire Operation and Rescue Division. The report will cost RM100.00.

Apply for Fire Investigation Report (LPK1)

Attach the SLKK when you apply for the Fire Investigation Report (LPK1) from the Fire Investigation Division. The LPK1 report will determine the cause and origin of the fire.

Submit documents to insurance company

Use both documents as well as a police report to submit your claim to insurance company.

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