Comments on: Accident 101 – Road Accidents Frequently Asked Questions

By: Lydia

Lydia — Mon, 14 Sep 2020 08:46:35 +0000

I was driving on a two lane road when i decided to switch from the left to the right. There was a motorbike on the right lane however behind my car. Right after i switched lanes, the motorbike skidded on the road right behind my car. However i did signal to the right before I switched lanes . I couldn’t stop immediately so i drove a bit further and stopped to see from my rear mirror. He got up and there were cars surrounding him. There was no u-turn nearby so I just drove to my destination. Is it my fault that he skidded and will I be charged?

By: Rae

Rae — Sat, 15 Aug 2020 17:10:39 +0000

In reply to Jagdish Sandhu. You should try, however most likely the company will decline the claim for your own damages.

By: Jagdish Sandhu

Jagdish Sandhu — Tue, 04 Aug 2020 04:26:55 +0000

my friend borrowed my car. He met with an accident with a lorry. The accident was sue to his negligence. IHe does not have a valid driving licence. I have a comprehensive insurance policy. Will I be able to file for insurance claims.

Thank you

By: Rae

Rae — Sat, 04 Jul 2020 19:25:36 +0000

In reply to sureshpal singh. Your friend damaged property of someone else with the car. It does not matter if it is a car or a building. Yes, third party can claim from the car insurance, if your friend is at fault.

By: sureshpal singh

sureshpal singh — Fri, 26 Jun 2020 10:23:08 +0000

Dear All

A friend of mine who following repairs to his bus at a workshop was reversing the back lanes of this light industrial area when he knocked into some plate glass stored behind some shop lots. As a result, the plate glass shattered and both parties lodged police reports. The police however fined my bus driver friend RM300.

How can he be guilty of knocking into something that was stored on the road treating it like a warehouse? Can the third party claim against his Third party insurance successfully?

By: Rae

Rae — Thu, 23 May 2019 12:23:42 +0000

In reply to Jessica. We are very sorry for your loss. It is always a difficult time to lose a loved one. If you have signed a power of attorney with the lawyer, then you need to get in touch with the lawyer to understand the status. Yes, it is possible to claim against the lorry's insurance. We do not know how much compensation you can get, because we do not know the circumstances. But besides that, check what type of insurance cover your father had. Some car insurance includes a Personal Accident (PA) insurance that will pay a fixed amount of money. This is not from the lorry's insurance company, but from the car insurance that your father was driving. Get a hold of the insurance and check if a Personal Accident was included.

By: Jessica

Jessica — Fri, 17 May 2019 21:39:37 +0000

Hi. My father passed away in a road accident 2 years ago. He was driving a van in a high way and the lorry infront of him stopped suddenly. My father didn’t have enough time to stop and slammed into the lorry. A lawyer took up the case but there is still no any response from the lawyer. What should I do? And is it possible to claim the lorry’s insurance? How much compensation can I get?

By: luke

luke — Fri, 18 Jan 2019 08:48:22 +0000

In reply to Laurence. You do not do anything, unless the person makes a police report against you. You might want to inform your agent, so that he can check if that person has filed a claim against you.

By: Laurence

Laurence — Sat, 05 Jan 2019 10:45:39 +0000

If someone is accusing me for driving into his gate but i didn’t do it. Whose fault is it and what should i do?

By: luke

luke — Sun, 23 Sep 2018 15:55:20 +0000

In reply to Tan Kian Wei.

Hi Tan Kian Wei, Thank you for your comment. Your case is a bit more complex. Can you post your case on our insurance forum? There insurance professionals will be able to help you. Our forum is http://forum.ibanding.my. When you post your question can you please clarify:
1) Have you made a police report?
2) Who is your insurance company?
3) Do you have comprehensive insurance?
4) You need to know the plate number of the motorbike to make a claim against his insurance. Does the police report state the plate number?