The Takaful model has been in practice since more than fourteen centuries ago by one of the earliest Islamic communities. It has been widely available in Malaysia ever since its foray into the local market in 1993. Many are aware...
We all dread it. Those unsolicited phone calls from unrecognized numbers in the middle of your important meeting. Or while you are about to take a big bite out of that sandwich during your lunch break. You answered anyway thinking...
