Comments on: First Look at Malaysia’s First Online Takaful Medical Card: myClick Medicare

By: Rae

Rae — Thu, 12 Dec 2019 07:41:35 +0000

In reply to ming. Yes, it would be better for Takaful Malaysia to make the visible by how much the premium will increase over the years.

By: ming

ming — Wed, 04 Dec 2019 07:17:15 +0000

shouldn’t Takaful list down their premium schedule like what AXA e-medic has done ? I personally need to know what is the premium like 10, 15 years down the road, to see if I can afford it later, no ?

By: Rae

Rae — Wed, 23 Oct 2019 18:44:31 +0000

In reply to Sarah. The premium will change over the years. It will not change every year, but as you get older it will get more expensive. Medical insurance linked to life insurance is more expensive, because at the beginning you pay more to save for the later years. This is why it is more expensive, but the premium stays the same. Standalone medical insurance will not save money for you, this is why the premium is low at the beginning and becomes more expensive later. Overall medical insurance linked to life insurance is more expensive, because the insurance company will charge you a fee for handling your money.

By: Sarah

Sarah — Wed, 16 Oct 2019 02:58:26 +0000

Will the premium change each year once renewed?

By: Thian Kee

Thian Kee — Thu, 28 Feb 2019 17:22:02 +0000

This doesn’t come with a physical medical card? It mentions e-medical card.

By: long

long — Wed, 13 Feb 2019 08:32:54 +0000

This medical insurance payment is per year? not monthly basis? why not montly basis?

By: luke

luke — Mon, 28 Jan 2019 21:11:33 +0000

In reply to Fariz.

Hi Fariz, we have checked with Takaful Malaysia and confirmed that the renewal is guaranteed. However, the coverage is terminated if one of the following happens:
(a) upon cancellation of this Certificate; or
(b) upon death of the Person Covered; or
(c) on the Expiry Date; or
(d) after the end of notice by Us to withdraw this Certificate completely from the market in accordance with the Portfolio Withdrawal Condition clause; or
(e) on the date this Certificate lapses

By: Fariz

Fariz — Fri, 25 Jan 2019 02:31:52 +0000

Guaranteed renewal each year ?

By: CL

CL — Thu, 20 Dec 2018 15:23:25 +0000

They should’ve introduced e-medical insurance eons ago, like in 2012-13 when I met a few agents and was really daunted by the high monthly premiums (lowest plan around RM150 a month for my age that time!)