Are you looking to find the Best Travel Insurance for Malaysians? Check out our 2019 Top 5 Travel Insurance list according to Malaysians.

We are an independent insurance education webpage committed to providing independent information. We research and collect reviews and ratings from actual Malaysian. Malaysia has over 14 different companies that sell travel insurance, and it can be quite tough to compare.

In our top 2019 list, we focus on only the travel insurance products that you can buy online because it is fast, easy and cheaper. Based on the results of over a thousand Malaysians, we give each company a rating from 1 to 5 stars. This rating is similar to the quality level at hotels. A 5-star hotel provides better service than a 3-star hotel. A 5-star insurance company has proven to provide better service to its customer than a 1-star company.

In our 2019 survey, we have evaluated a total of 8 companies that offer travel insurance online. The good news is that all companies have received a rating of 3-stars or higher. But which Travel Insurance Company is the Best?

Here is the complete 2019 list of the Top 5 Travel Insurances in Malaysia of 2019 that provide the best service to their customers.

Top 5 Travel Insurance in 2019 for Malaysia (reverse order)

5. Tune Protect – Travel Easy

5-stars

But now at Tune

We start our Top 5 list with Tune’s Travel Insurance. The travel insurance is called Travel Easy. Tune is part of the AirAsia group under Tony Fernandes and offers travel insurance as well as car insurance. Whenever you book an AirAsia flight on www.airasia.com, you will also be asked to buy travel insurance. This travel insurance is from Tune Protect.

Because both companies belong to the AirAsia Group, claims are straightforward with Tune. So for AirAsia flights Travel Easy is your #1 choice. In our tests, Tune was the fastest for AirAsia flights. But beware this is only for AirAsia flights. When you fly with other airlines, then check out the different insurance companies below.

2019 Key Facts 

  • iBanding Category: 3-stars
  • Webpage friendliness: Very Easy
  • Webpage Language: Only English
  • Medical Expenses: up to RM 300,000
  • Travel Delay: up to RM 3,200
  • Luggage Delay: up to RM 800
  • Theft: Up to RM 3,000

4. Tokio Marine – TM Explorer

4-stars

Buy at Tokio Marine -25% off

Tokio Marine’s Travel Insurance placed 4th in our 2019 Top 5 Travel Insurance list.

2019 Key Facts 

  • iBanding Category: 4-stars
  • Webpage friendliness: Very Easy
  • Webpage Language: Only English
  • Plan Variation: Basic, Standard
  • Medical Expenses: Unlimited (as charged)
  • Travel Delay: up to RM 3,600
  • Luggage Delay: up to RM 800
  • Theft: Up to RM 5,000
  • Terrorism Protection: Yes

3. Etiqa Insurance & Takaful – TRIPCARE 360

4-stars

Buy at Etiqa webpage

At place #3 on our list of the Top 5 Travel Insurance company is Etiqa. The webpage is straightforward, and with a few clicks, you can buy the travel insurance online. Etiqa offers its travel insurance TripCare 360 in three variations: Silver, Gold and Platinum.

One of the few companies in Malaysia, Etiqa offers cashless medical care. This means that when you are abroad and need to get admitted to a hospital, then you do not need to pay in cash. One phone call to Etiqa’s 24-hour Travel and Medical Assistance +603-2161-0270 and a guarantee letter will be provided to the hospital so that you do not need to pay yourself.

2019 Key Facts 

  • iBanding Category: 4-stars
  • Webpage friendliness: Very Easy
  • Webpage Language: English and Bahasa Melayu
  • Number of plans: Silver, Gold, Platinum
  • Medical Expenses: up to RM 500,000
  • Travel Delay: up to RM 5,000
  • Luggage Delay: up to RM 2,000
  • Theft: Up to RM 1,000

2. Allianz General  – Travel Easy

4-stars

Allianz Travel Insurance Malaysia

Buy at Allianz

On the 2nd place of our 2019 Top 5 Travel Insurance is Allianz. No doubt, Allianz travel insurance costs more than some of the other insurance companies on our list. However, the German-backed Malaysian insurance company provides excellent protection and German 4-star standard customer service.

2019 Key Facts 

  • iBanding Category: 4-stars
  • Webpage friendliness: Very Easy
  • Webpage Language: Only English
  • Plan Variations: Only one plan
  • Medical Expenses: up to RM 300,000
  • Travel Delay: up to RM 2,000
  • Luggage Delay: up to RM 800
  • Theft: Up to RM 5,000

1. AXA Affin – Smart Traveller

4-stars

BUY at AXA with online discount

Number One in our Top 5 insurance list is AXA’s SmartTraveller. Malaysian customers have made lots of excellent experience with the insurance company, and payment is quick, once you make a claim. You can easily submit a claim online via email, and the payment is made usually within weeks.

A unique benefit that AXA Smart Traveller VIP is offering is Legal Liability protection. When you are abroad, and you damage someone’s property or hurt someone by accident, then this insurance will pay for the damages. This protection is especially essential when you travel to the US or to Europe, where people sue you quickly to pay for their losses. So AXA’s Smart Traveller not only protects you when you are ill or when your flight is cancelled, but it will also protect you from other people when they want to sue you.

2019 Key Facts 

  • iBanding Category: 4-stars
  • Webpage friendliness: Very Easy
  • Webpage Language: Only English
  • Plan Variations: Classic, VIP
  • Medical Expenses: up to RM 300,000
  • Travel Delay: up to RM 3,200
  • Luggage Delay: up to RM 800
  • Theft: Up to RM 7,500
  • Legal Liability: up to RM 1,000,000

Malaysia’s Top 5 Travel Insurance of 2019

  1. AXA Affin Malaysia – Smart Traveller
  2. Allianz General Malaysia – Allianz Travel Easy
  3. Etiqa General – TripCare 360
  4. Tokio Marine Malaysia – Travel Partner
  5. Tune Protect – Travel Easy