Top 5 Travel Insurance in 2019 for Malaysia

Are you looking to find the Best Travel Insurance for Malaysians? Check out our 2019 Top 5 Travel Insurance list according to Malaysians.

We are an independent insurance education webpage committed to providing independent information. We research and collect reviews and ratings from actual Malaysian. Malaysia has over 14 different companies that sell travel insurance, and it can be quite tough to compare.

In our top 2019 list, we focus on only the travel insurance products that you can buy online because it is fast, easy and cheaper. Based on the results of over a thousand Malaysians, we give each company a rating from 1 to 5 stars. This rating is similar to the quality level at hotels. A 5-star hotel provides better service than a 3-star hotel. A 5-star insurance company has proven to provide better service to its customer than a 1-star company.

In our 2019 survey, we have evaluated a total of 8 companies that offer travel insurance online. The good news is that all companies have received a rating of 3-stars or higher. But which Travel Insurance Company is the Best?

Here is the complete 2019 list of the Top 5 Travel Insurances in Malaysia of 2019 that provide the best service to their customers.

Top 5 Travel Insurance in 2019 for Malaysia (reverse order)

5. Tune Protect – Travel Easy

But now at Tune

We start our Top 5 list with Tune’s Travel Insurance. The travel insurance is called Travel Easy. Tune is part of the AirAsia group under Tony Fernandes and offers travel insurance as well as car insurance. Whenever you book an AirAsia flight on www.airasia.com, you will also be asked to buy travel insurance. This travel insurance is from Tune Protect.

Because both companies belong to the AirAsia Group, claims are straightforward with Tune. So for AirAsia flights Travel Easy is your #1 choice. In our tests, Tune was the fastest for AirAsia flights. But beware this is only for AirAsia flights. When you fly with other airlines, then check out the different insurance companies below.

2019 Key Facts

iBanding Category: 3-stars
Webpage friendliness: Very Easy
Webpage Language: Only English
Medical Expenses: up to RM 300,000
Travel Delay: up to RM 3,200
Luggage Delay: up to RM 800
Theft: Up to RM 3,000

4. Tokio Marine – TM Explorer

Buy at Tokio Marine -25% off

Tokio Marine’s Travel Insurance placed 4th in our 2019 Top 5 Travel Insurance list.

2019 Key Facts

iBanding Category: 4-stars
Webpage friendliness: Very Easy
Webpage Language: Only English
Plan Variation: Basic, Standard
Medical Expenses: Unlimited (as charged)
Travel Delay: up to RM 3,600
Luggage Delay: up to RM 800
Theft: Up to RM 5,000
Terrorism Protection: Yes

3. Etiqa Insurance & Takaful – TRIPCARE 360

Buy at Etiqa webpage

At place #3 on our list of the Top 5 Travel Insurance company is Etiqa. The webpage is straightforward, and with a few clicks, you can buy the travel insurance online. Etiqa offers its travel insurance TripCare 360 in three variations: Silver, Gold and Platinum.

One of the few companies in Malaysia, Etiqa offers cashless medical care. This means that when you are abroad and need to get admitted to a hospital, then you do not need to pay in cash. One phone call to Etiqa’s 24-hour Travel and Medical Assistance +603-2161-0270 and a guarantee letter will be provided to the hospital so that you do not need to pay yourself.

2019 Key Facts

iBanding Category: 4-stars
Webpage friendliness: Very Easy
Webpage Language: English and Bahasa Melayu
Number of plans: Silver, Gold, Platinum
Medical Expenses: up to RM 500,000
Travel Delay: up to RM 5,000
Luggage Delay: up to RM 2,000
Theft: Up to RM 1,000

2. Allianz General – Travel Easy

Buy at Allianz

On the 2nd place of our 2019 Top 5 Travel Insurance is Allianz. No doubt, Allianz travel insurance costs more than some of the other insurance companies on our list. However, the German-backed Malaysian insurance company provides excellent protection and German 4-star standard customer service.

2019 Key Facts

iBanding Category: 4-stars
Webpage friendliness: Very Easy
Webpage Language: Only English
Plan Variations: Only one plan
Medical Expenses: up to RM 300,000
Travel Delay: up to RM 2,000
Luggage Delay: up to RM 800
Theft: Up to RM 5,000

1. AXA Affin – Smart Traveller

BUY at AXA with online discount

Number One in our Top 5 insurance list is AXA’s SmartTraveller. Malaysian customers have made lots of excellent experience with the insurance company, and payment is quick, once you make a claim. You can easily submit a claim online via email, and the payment is made usually within weeks.

A unique benefit that AXA Smart Traveller VIP is offering is Legal Liability protection. When you are abroad, and you damage someone’s property or hurt someone by accident, then this insurance will pay for the damages. This protection is especially essential when you travel to the US or to Europe, where people sue you quickly to pay for their losses. So AXA’s Smart Traveller not only protects you when you are ill or when your flight is cancelled, but it will also protect you from other people when they want to sue you.

2019 Key Facts

iBanding Category: 4-stars
Webpage friendliness: Very Easy
Webpage Language: Only English
Plan Variations: Classic, VIP
Medical Expenses: up to RM 300,000
Travel Delay: up to RM 3,200
Luggage Delay: up to RM 800
Theft: Up to RM 7,500
Legal Liability: up to RM 1,000,000

Malaysia’s Top 5 Travel Insurance of 2019

AXA Affin Malaysia – Smart Traveller
Allianz General Malaysia – Allianz Travel Easy
Etiqa General – TripCare 360
Tokio Marine Malaysia – Travel Partner
Tune Protect – Travel Easy

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View Comments

Putri says:

July 25, 2019 at 5:15 am

Is there Takaful travel insurance?
- luke says:
  
  July 25, 2019 at 5:21 am
  
  Yes. Etiqa is offering their travel insurance also as a takaful version.