With over 120,000 registered agents in Malaysia, it may be a little tough to find the right insurance agent. Are you looking for a specific insurance expert? Or perhaps you are looking for someone who offers reliable service and has the right qualifications to give you advice? Are you struggling to locate an agent with these qualities near you?

Look no further. The iBanding Insurance directory is where you may just be able to find the right insurance agent in Perak. Through feedbacks that other customers have given to the agents, you will be able to see if their service standards are what you are looking for.

With our feedback principles, we treat all agents equally. We believe that good feedbacks cannot be bought. We apply fraud checking to avoid fake-ratings so you won’t have to worry if the agents are bad.

Which brings us to introduce to you the top 4 agents in Perak this week whom we believe you should meet.

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Area: Gerik, Perak

Agency: Al Saffan Group

Based in Ipoh, Izyan is a full-time Takaful Financial advisor who is competent in providing advisory services according to her customer needs. With a friendly personality, many of her customers are able to relate and communicate with her well.

Izyan currently represents Prudential Assurance and Takaful, and amongst the product and services, her offer ranges from hospital and surgical to medical and critical illness to financial planning and retirement.

Before recommending something to my clients, evaluating my prospect’s current situation is crucial. And this evaluation can be from reviewing their current or existing insurance plan to understanding their current financial standing.

Sometimes clients may feel like they know what they want, but never really know what they truly need. So finding out their financial objective helps tremendously in identifying the right solution for them.

The one thing I strive to do is to meet up with my prospects because I feel that calling is not enough. They may have doubts and in most cases, many of them don’t know what to ask. I’ll always make a point to meet up with them. I want them to understand what I’m offering and how my offer can benefit their lives in general.

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Area: Ipoh, Perak

Agency: U-Need Wealth Planner Sdn Bhd

Working with U-NEED Wealth Planner Sdn Bhd (AIA Public Takaful), Faris is an easy-going guy who is a well-trained professional in providing anyone with Takaful solutions.

Faris is currently representing insurance companies such as AIA and AIA Public Takaful. If you are looking to understand more about life and income protection plan, or even about savings, MLTT, investment and retirement Takaful plans, Faris is definitely someone you should consider meeting.

Depends on their needs. But I’m also looking at the demand I receive from people living in Ipoh. Many of them lean towards medical insurance and naturally, that would usually be the product I will offer and bring to them.

Generally, I get prospects who already know what they want from an insurance product. They would be people who would have studied a bit more on the product they want before coming to me. I consider them high-potential customers because of that. Their decision to buy is usually faster. Nonetheless, I will still have to conduct fact-finding and eventually educate them a little bit more just so they are very sure that that’s what they need.

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Area: Ipoh, Perak

Agency: Azam Achievers Management

Based in Ipoh, Rina is an Islamic financial professional who specializes in Takaful and Islamic Estate Planning. Among her customers, she stands out as someone who is persistent in providing answers and is always willing to explain. If you are looking for someone who is open to discuss and chat about insurance (with no obligations), Rina could be someone you want to meet.  

In many occasions, I’ve met with people who already have some kind of protection plan. That is undoubtedly a good thing to know. It would also mean that their interest or knowledge about insurance is already one foot in the door.

Even more so, I find that sometimes the protection is not enough. And at the end of the day, the products that I recommend truly depends on their situation, their current or existing plan (whether they need a different protection or not), and just their current objective when searching for an insurance plan. Why do they think they need it?

Rapport. Getting to know my customers is very important. In the midst of conversations and having open communication with them— that is where I get to identify a product that can match them. This way I’ll be able to understand what they truly need. I’m also a firm believer in educating, being persistent and staying in touch with my customers from time to time.

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Area: Ipoh, Perak

Agency: Al Murshid Consultancy

Working with AL Murshid Consultancy, Rahimi is a full-time Takaful financial advisor. This pleasant guy is known to be friendly. You can expect a clear explanation and straight to the point type of communication with Rahimi.

Rahimi is now offering medical card. And if you are looking for something specific such as personal life, hospital and surgical or even savings and investment, he is definitely an agent we recommend you meet.

Medical card. It is because many of my prospects and customers look for this product more than other types of insurance I sell.

I feel that everybody and not just prospects will at some point need to understand what insurance is all about. I have a mix of different types of customers. Some have a good understanding of the product they are looking for. Then I have another group who don’t fully know insurance in general. They may have heard about a certain insurance product but they lack information.

And when they meet up with me, they won’t necessarily want to buy immediately, but they may want to use the advice or information I gave as, a reference to further study a product. That’s actually a smart thing to do and I always encourage that.